How to check Uttar Bihar Gramin Bank balance?
If you want to know how to check the balance of Uttar Bihar Gramin Bank, then you have very easy options. Let’s see the steps:
- Missed Call Service:
- You give a missed call to 9223025111 from your registered mobile number. After the call is disconnected, you will get your balance via SMS. But this works only for registered numbers, so you must register your mobile number with the bank first.
- SMS Banking:
- You can send BAL from your registered number to this number: 9223025111.
- Via ATM:
- Take your UBGB ATM card and go to the nearest ATM. I read that you have to select the language, enter the PIN, and click on BALANCE ENQUIRY. Your balance will appear on the screen immediately.
- Branch Visit:
- If you are not comfortable with online methods, then you can go to the nearest UBGB branch and check the balance by updating your passbook.
- Internet Banking:
- You can also check the balance by logging in to the UBGB website (www.ubgb.in). But for this, you have to register.
Also Read: What is RRB (Regional Rural Banks): The Basis of Banking in Rural Areas
What is the Customer Service Number of Uttar Bihar Gramin Bank?
If you want to know the customer service number of Uttar Bihar Gramin Bank, then there are some options for you. After visiting the official website of UBGB, I came to know that the official contact numbers of UBGB are as follows:
- Toll-Free Number: 1800-3031
- This number is available 24/7, and you can call it to ask for help regarding your account or any other queries.
- Helpline Number: 0621-2244442
- This number is available from the head office of UBGB, and it is also useful for customers. After reading some posts, I came to know that some customers got good help from this, but some complain about getting a late response.
- Regional Contact: 0621-2248141 or 3200353
- These numbers are available during working hours (Monday to Friday: 10 AM to 4 PM, and Saturday: 10 AM to 4 PM, except Second and Fourth Saturdays).
- If you have any complaints, you can also email dbcard@ubgb.in. I think you can get your queries answered using any of these numbers, but sometimes, there is a problem due to signal or network issues.
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What is Uttar Bihar Gramin Bank?
Uttar Bihar Gramin Bank (UBGB) is a regional rural bank that operates in Bihar and is under the sponsorship of the Central Bank of India. I read that this bank was started in 1976, and it was formed after the amalgamation of Uttar Bihar Kshetriya Gramin Bank and Kosi Kshetriya Gramin Bank. UBGB is headquartered in Muzaffarpur, and it has 1,032 branches and 3,430 BC outlets, which is very important for rural banking and financial inclusion.
Currently, this bank offers good services to its customers, such as SMS banking, missed call service, and mobile banking. But I read on the web that some people are not getting the service through the balance enquiry number. However, this bank is very useful for people in rural areas, as it provides financial support to small farmers and customers.
What is the Interest Rate of Uttar Bihar Gramin Bank?
If you want to know what is the interest of Uttar Bihar Gramin Bank, then UBGB’s fixed deposit rates are very good. According to the information I got on the official website, the interest rates of this bank in January 2025 are as follows:
- General Citizens:
- The interest rate for general customers is between 4% to 7.3%. I read that the interest rate is 6.9% for 1 year of FD and 6.5% for 5 years. According to the rule of 72, at 7.3%, your money will double in 9.86 years.
- Senior Citizens:
- The interest rate for senior citizens is 4% to 7.8%, which is a little higher. At 7.8%, the money will double in 9.23 years.
- Minimum Investment:
- A minimum investment of ₹1,000 is required for FD, and there is no maximum limit. Suppose you invest ₹10 lacks; you will get ₹71,224 in interest after 1 year, which will make the maturity value ₹10,71,224.
This interest rate is better than public sector banks, but you can check the balance of your investment using the FD calculator. I think these rates are very beneficial for rural customers.
Check this: Maharashtra Gramin Bank: Net Banking, Customer Care and much more!
What is the new name of Bihar Gramin Bank?
In Bihar, Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank will be merged into a single entity named Bihar Gramin Bank, with its head office in Patna. The amalgamated RRB will come into effect from May 1, 2025, under the sponsorship of Punjab National Bank.
Some important tips
- Register Mobile Number: Register your mobile number with the bank for balance enquiry. Otherwise SMS or missed call service will not work.
- Use Customer Service: If you face any problem, call 1800-3031.
- Check FD Rates: If you want to know the interest rate, go to the UBGB website or ask at the branch.
- Update Passbook: If the online methods are not working, then go to the branch and update the passbook.
Uttar Bihar Gramin Bank balance enquiry number and other services are very beneficial for customers like me. I think this bank is very good for financial inclusion in rural areas, and its interest rates are also attractive. But sometimes there is a problem with SMS or missed call service, so I would advise you to use the customer service number. If Bihar Gramin Bank is going to have a new name, I think it should be understood soon. If you have any more questions, do ask me. I will tell you in simple language! Now, take advantage of Uttar Bihar Gramin Bank and manage your bank account properly!
FAQ:
1. What is the customer service number of Uttar Bihar Gramin Bank?
The customer service numbers are 1800-3031 (toll-free) and 0621-2244442 (helpline), available for 24/7 support or branch-specific queries.
2. How can I check the balance of Uttar Bihar Gramin Bank?
Use missed call service (9223025111), SMS “BAL” to 9223025111, ATM, branch visit, or internet banking at www.ubgb.in with a registered mobile number.
3. What is the interest rate of Uttar Bihar Gramin Bank?
Interest rates range from 4% to 7.3% for general citizens and 4% to 7.8% for seniors on fixed deposits as of January 2025.
4. What is the new name of Bihar Gramin Bank?
No official new name is confirmed for Uttar Bihar Gramin Bank as of April 2025, though merger talks with Dakshin Bihar Gramin Bank are speculated for March 2025.
5. How do I register my mobile number for UBGB balance enquiry?
Visit a UBGB branch or contact customer service (1800-3031) to register your mobile number for missed calls or SMS balance enquiry services.
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