Aryavart Bank: Know IFSC Code, Balance Check, Customer Service and More!

Are you a customer of Aryavart Bank in Uttar Pradesh? Or planning to open a new bank account? Then this article is for you! Aryavart Bank is a trusted bank in rural areas, but people have many questions about its services—What is the IFSC code? How to check the balance? What is the customer service number? Is this bank a government or private bank? Which bank did it merge with? How to use their app and net banking? And is there a service on WhatsApp? Don’t worry! In this article, I will answer these nine important questions in simple language so that you can take full advantage of Aryavart Bank’s facilities.

Aryavart Bank Contact and Services

1. Aryavart Bank IFSC Code

What is the IFSC code, and why is it needed?

IFSC (Indian Financial System Code) is an 11-digit code that is required for online money transfers (NEFT, RTGS, IMPS). All Aryavart Bank branches have the same IFSC code, which you can find on your checkbook, passbook or on the bank’s website.

Aryavart Bank IFSC andMICR Details

• IFSC Code: BKID0ARYAGB
• MICR Code (for some branches): 831807002
• Example: If you are transferring money from the Gomti Nagar branch in Lucknow, you can use this code.

How to check?

• Check your passbook or checkbook.
• Go to the bank’s official website (www.aryavart-rrb.com) and check the branch details in the “Branches” section.
• Search for IFSC on RBI’s website (rbi.org.in).
• Tip: I once wanted to send money to a friend, and I used the wrong IFSC—the money got stuck! So, always double-check.

Also Read: Uttar Bihar Gramin Bank Balance Enquiry Number

Aryavart Bank Balance Check Number

Checking your balance is easy! Aryavart Bank offers you several easy ways to check your account balance, the most popular of which is the missed call service.
Balance Check Number:

• Missed Call Service: 80109 24194
• SMS Service: Send an SMS to 73888 00794 (e.g., as per the instructions received from your bank).

How to use it?

• Give a missed call to 80109 24194 from your registered mobile number.
• The call will be disconnected automatically after two rings, and you will receive the balance in an SMS within a few seconds.
• For SMS, use the format provided by the bank (e.g., “BAL <account number>”).
  Note: Your mobile number must be linked to a bank account. If not, register at the nearest branch or ATM.

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Aryavart Bank Customer Service Number

Any questions? Contact the bank! Aryavarta Bank’s customer service quickly resolves your issues, be it account-related or digital services.
Aryavarta Bank’s Customer Service Number:

• Toll-free: 1800 102 0304 (10 AM to 5 PM, Monday to Saturday)
• Alternative Number: 73177 99391 (10 AM to 5 PM)

What can you ask?

• Account details, balance, and transaction information.
• Net banking or app troubleshooting.
• To register complaints (e.g., money not coming out of ATM).
  Note: I once asked a question about my debit card and got a reply within 10 minutes from the toll-free number. Always call from the registered number.

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Is Aryavarta Bank government or private?

This question is asked by many! Aryavarta Bank is a Regional Rural Bank, which is not a private bank but partly government.
Details:

• It is a joint venture between the Government of India, the Government of Uttar Pradesh, and the Bank of India.
• Bank of India is the sponsor bank, which provides technical and financial support to the bank.
• Established under the RRB Act of 1976, this bank promotes financial inclusion in rural areas.

What does it mean?

• It is not fully government-owned (like SBI) but not private either (like ICICI).
• It is safe for your money, as it is subject to RBI and SEBI regulations.
• My experience: I thought it was a private bank, but after visiting the branch, I came to know that it is part of the government’s schemes for rural development.

Which bank did Aryavart Bank merge with?

The merger of the two banks formed Aryavart Bank itself, and it has not merged with any other bank.

Merger Details

• Date: 1 April 2019
• Bank:
  • Gramin Bank of Aryavart
  • Allahabad UP Gramin Bank
• Result: These two regional rural banks came together to form Aryavart Bank, which now operates in 30+ districts of Uttar Pradesh with 1365+ branches.
• Sponsor: Bank of India.

What are the benefits?

• Larger branch network, improved digital services, and greater reliability for customers.
• Example: Customers in Agra or Lucknow now get all the facilities of a single bank.
• Note: Currently, Aryavart Bank is independent, and there is no news of any new merger.

Aryavart Bank App

Digital banking is made easy! BHIM Aryavart UPI App is the official mobile app of Aryavart Bank, which lets you do everything from balance checking to money transfers.
App Details:

• App Name: BHIM Aryavart App
• Available: On Google Play Store and Apple App Store

Features:

• Balance Check
• Money Transfer via UPI (Similar to Google Pay, Paytm)
• Account Statement
• Bill Payments & Recharge
• Rating: 3.9 stars (50,000+ downloads).

How to use it?

• Search for “BHIM Aryavart UPI” on the Google Play Store and download the app.
• Enter your registered mobile number and verify with OTP.
• Set a 4-digit login PIN.
• Create a UPI PIN by entering your debit card details (card number, CVV, expiry date).
• Click the “Eye” button on the main screen, enter the UPI PIN, and check your balance.

Aryavart Bank Alternative way:

• Use a missed call (80109 24194) or SMS (73888 00794) to check your balance.
• If you have any questions, call the toll-free number (1800 102 0304).

Aryavart Bank Balance Enquiry Number

Aryavart Bank Balance Enquiry Number is similar to the Balance Check Number, but let me explain it here:
Balance Enquiry Number:

• Missed Call: 80109 24194
• SMS: 73888 00794 (in the format given by the bank).

How does it work?

• After giving a missed call, you get the balance instantly in SMS—no internet required.
• For SMS, ask the bank branch for the format (e.g., “BAL <Account Number>”).
• Alternative: Check your balance on the BHIM Aryavart app or ATM.
• Note: Use only official numbers.

Conclusion

Aryavart Bank is a reliable and easy-to-use bank for rural areas of Uttar Pradesh, which offers you IFSC code (BKID0ARYAGB), missed call balance check (80109 24194), customer service (1800 102 0304), and digital facilities (BHIM Aryavart app, net banking). It is partly government-owned, formed through the merger of two banks in 2019 with the support of Bank of India, and currently WhatsApp banking is not available. You may have got all the information from this article, but if you still have any questions, ask them in the comments below! Or which service of the bank do you benefit from the most? Tell us!