SBI Nari Shakti Platinum Debit Card: Hi, Amazing Women! For all you smart and hardworking sisters, boss ladies and powerhouse women who balance their lives, if you love shopping, traveling and watching movies, now don’t just spend, spend and earn too. Because State Bank of India (SBI) has launched a jackpot debit card for you. If you want to take your financial journey to the next level, then the SBI Nari Shakti Platinum Debit Card is perfect for you.
This card is not just a payment tool but a stylish companion to celebrate your Nari Shakti. Reward points on every spend, lots of coupons, health benefits and travel perks – all in one card. And yes, this card gives a value of more than ₹8000 every year, that too at a joining fee of just ₹499 + GST and an annual fee of ₹399 + GST. So let’s know who this card is for, what its features are, how to apply it, and whether it is really value for money.
SBI Nari Shakti Platinum Debit Card: What is special?
SBI has designed this card, especially for women, so that you can achieve your financial goals with style. This card runs on the RuPay network, supports contactless payments, and its look is also premium – a golden touch on a black background. Be it shopping, travel or health, this card supports you on every front. This card not only makes your spending easy but also gives you something extra on every transaction. It is perfect for women who want to make their life more wonderful. Let’s see its features in detail.
Reward Points: Earn on every spend
Every time you shop, make bill payments or shop online with this card, you will get reward points. These points can later be redeemed for gifts, discounts or cashback. So, the more you spend, the more you benefit! Be it shopping at a mall or online shopping from Amazon, you will get a bonus on every transaction.
Every ₹200 spent earns 2 reward points, and you can earn up to 10,000 points per month, with a limit of ₹1000 per transaction. Apart from this, if you make three transactions (minimum ₹2000 each) in the first two months of the card, you will also get 300 bonus reward points. There is also a milestone bonus of 1000 additional points for every ₹1 lakh spent.
Lots of coupons and offers
The real fun of this card lies in its offers, which give a value of more than ₹8000 every year. Listen, what you get:
- Gaana Annual Subscription: Free music streaming worth ₹599.
- Flipkart Coupon: ₹250 coupon every quarter, i.e. ₹1000 free shopping in a year.
- BookMyShow Offer: ₹250 discount on two tickets once a year.
- Nykaa Coupon: ₹500 coupon once a year – best for makeup and skincare.
- Ixigo Offer: ₹500 discount on travel booking once a year.
- Zee5 Annual Subscription: Enjoy movies and web series for free.
- Giva Coupon: ₹500 coupon for jewelry once a year.
These offers cover every lifestyle, like shopping, music, movies, travel and jewelry. Whether you are a movie lover or a shopaholic, this card supports your every hobby.
Health Benefits: Take care of your health
Women’s health has been given special attention in this card. You get personal accident insurance, which gives a cover of up to ₹ 10 lakh. It supports your family in case of any untoward incident. Apart from this, free pap smear tests are available every year, which is very important for women’s health. These health benefits ensure that you can prioritize your health without any additional cost.
Travel Benefits: Travel in Style
If you like to travel, then this card will give you a VIP feel at the airport. You get free domestic lounge access once a year. That is, you can enjoy coffee, snacks and comfort while waiting for the flight. This facility makes travel even more wonderful. Apart from this, this card is also perfect for international transactions so that you can spend easily, even abroad.
High Transaction Limits
This card also fulfills your big needs. Its limits are as follows:
- Daily ATM limit: ₹1 lakh – no tension of withdrawing cash.
- Daily domestic PoS and e-commerce: ₹5 lakh – shopping and online shopping are easy.
- Daily international PoS: ₹5 lakh – spend freely even abroad.
- Daily international e-commerce: ₹1 lakh, and monthly ₹1.5 lakh.
- Card validity: 5 years, i.e., no hassle of frequent renewal.
These high limits ensure that your needs never stop, whether you are in the country or abroad.
Fee: How much will it cost?
To get this card, you will have to pay a joining fee of ₹499 + GST (approximately ₹588). After this, an annual maintenance fee of ₹399 + GST (approximately ₹470) will have to be paid every year. Now imagine, for offers that give a value of ₹8000+, this fee is justifiable. With so many benefits, this card is truly value for money.
How to apply for an SBI Nari Shakti Platinum Debit Card?
It is very easy to get this card. Just follow these steps:
- SBI Account: You must have a savings account with the State Bank of India. If not, apply for one on the SBI website or at your nearest branch and Open an account.
- Apply online: Download the YONO SBI app, log in and apply for the Nari Shakti Platinum Debit Card in the “Debit Card” section. Or place a request on the SBI online banking portal.
- Apply in branch: If you do not want to deal with the hassle online, go to the nearest SBI branch and fill out the form. Carry KYC details (PAN, Aadhaar) and account details with you.
- Eligibility: Some accounts may require a minimum balance, so confirm with the branch.
After applying, the card will reach you in 7-10 working days. Activate it from the YONO app or ATM.
Is Nari Shakti Platinum Debit Card really value for money?
Absolutely! With a joining fee of ₹499 and an annual fee of ₹399, this card offers a value of ₹8000+, making it a super deal. In comparison, premium debit cards from other banks have higher fees, and the offers are not as great. For example, some banks’ cards do not offer lounge access or health benefits. This SBI card is not only economical but it is also made from 100% recycled plastic, making it better for the environment.
Precautions and Tips
Before applying for the card, check the latest offers and terms from SBI’s official website or the YONO app. If you are applying online, make sure your registered mobile number is active, as OTP verification is necessary. If the card is lost, immediately call SBI customer care (1800 11 2211) and get it blocked. Also, use the SBI Rewardz app or website to redeem reward points, where you can use the points for bill payments, movie tickets, travel bookings and merchandise.
Final Conclusion:
SBI Nari Shakti Platinum Debit Card is a great combo of financial freedom and lifestyle benefits. Whether you are a movie buff, a shopping lover or a health and travel priority, this card meets your every need. Just check your spending pattern and see if the annual fee of ₹399 is giving you value. To make your financial journey more powerful in 2025, visit the SBI website, download the YONO app or apply at the nearest SBI branch today. This card will take your style and smartness to new heights!
Disclaimer: This article is for general information. The features, fees and terms of the card may change from time to time. Before applying, check the latest information from SBI’s official website or the YONO app. The bank may make changes as per its policy.