Axis Bank Salary Accounts: Whenever you get a job, you need a salary account. In a previous article, I briefly discussed Axis Bank’s Zero Balance Saving Accounts along with Salary Accounts. But in this post, we will explore all seven types of Axis Bank Salary Accounts in detail.
If you haven’t read the previous post, here’s the link.
When we take up any job, we want our hard work to be rewarded appropriately and expect convenient banking. For that, Axis Bank offers various types of Salary Accounts designed to match your needs. Among them are the Burgundy Salary Account, Easy Access Salary Account, Liberty Salary Account, Prestige Salary Account, Priority Salary Account, and Axis Republic Salary Account. In this article, I will explain each of these accounts in detail so you can choose the best one according to your lifestyle.
Table of Contents
What is an Axis Bank Salary Account?
Axis Bank’s salary account is specially designed for salaried employees, where the salary is directly credited by the employer into the bank. That means your salary is directly deposited into your account. Apart from that, some accounts come with special offers, cashback, free insurance, and credit cards. In 2025, Axis Bank has upgraded its digital services and introduced new offers, making these accounts more attractive.
Types of Axis Bank Salary Accounts (2025 Updated)
1. Burgundy Salary Account (Premium Banking for High Earners)
The Burgundy Axis Bank Salary Account is tailored for premium customers enjoying high income and a luxury lifestyle. It offers unlimited transactions, free insurance coverage up to ₹10 lakhs, and a premium debit card. Notably, there is no minimum balance requirement, and you also get a personal relationship manager. If you’re a high-salary professional seeking exclusive banking services, this is an excellent choice.
Eligibility:
- Company-issued ID with official stamp and signature
- Minimum monthly net salary of ₹3 lakhs
- Passport-size photo, address proof, and ID proof
- Initial funding via cheque of ₹5 lakhs or more
- Maintain an Average Monthly Balance (AMB) of ₹10 lakhs
Key Features:
- Dedicated relationship manager with direct access
- Wealth management and personal banking services
- Complimentary Burgundy Debit Card, Select Credit Card, and Multi-Currency Card
- ATM withdrawal limit: ₹3 lakhs/day; Purchase limit: ₹6 lakhs/day
2. Easy Access Salary Account (Popular Among Freshers)
This account is ideal for young employees and freshers. If ₹25,000 is credited as salary, there are no annual fees. You get a free chequebook, online banking, and digital payment features. According to Axis Bank’s website, this is the most popular salary account of 2025.
Eligibility:
- Indian resident, minimum 18 years old
- Can be opened via online KYC
- Semi-urban/rural AMB requirement: ₹10,000
- Account closure between 14 days and 1 year: ₹500 fee
Key Features:
- Zero opening deposit and zero monthly balance
- RuPay Platinum Debit Card
- Free Neu Credit Card
- 1 complimentary airport lounge access per quarter
- Up to 25% cashback on Flipkart and Ajio, 20% on Grab Deals
- ATM withdrawal limit: ₹40,000/day; Purchase limit: ₹2 lakhs/day
- Personal accident insurance coverage
- Open via video KYC
3. Liberty Salary Account (Ideal for Middle-Income Employees)
Designed for the middle-income salaried class, this account provides all benefits if ₹15,000 is credited. It includes monthly payments, bill payments, and a free ATM card. Regular users will find good savings and convenience.
Eligibility: Same as Easy Access Salary Account
Key Features:
- Free Liberty Debit Card – 5% cashback
- No joining or annual fee
- 1 complimentary airport lounge access per quarter
- Up to 25% cashback on Flipkart and Ajio, 5% on Grab Deals
- ATM withdrawal limit: ₹50,000/day; Purchase limit: ₹3 lakhs/day
- Annual savings of ₹15,000; ₹750 gift voucher every quarter
- Open via video KYC
4. Prestige Salary Account (Premium Benefits for Senior Professionals)
Ideal for senior employees and professionals, the Prestige Salary Account offers premium banking if ₹50,000 salary is credited. It includes free insurance, travel insurance, and cashback on credit card spending. Also includes hotel discounts.
Eligibility: Same as Easy Access Salary Account
Key Features:
- Prestige Cashback Debit Card
- Special cashback offers – 1% on fuel, 2% on purchases
- Dedicated digital relationship manager – 24×7 banking assistance
- Prestige toll-free number: 1800 572 1888
- 30 Axis and non-Axis ATM transactions/month
- ATM withdrawal limit: ₹50,000/day; Purchase limit: ₹2 lakhs/day
- Open via video KYC
5. Priority Salary Account (Exclusive for High-Income Executives)
Targeted at high-income earners with ₹1 lakh salary credit. Offers unlimited transactions, premium debit/credit cards, and special rates on personal loans. This account is popular among executives and senior managers. As per the Axis Bank website, new offers have been added in 2025.
Key Features:
- Free Priority Platinum Debit Card
- 25% off on movie tickets
- Dedicated relationship manager for all banking needs
- ₹10 lakh accident insurance, ₹1 crore air accident coverage
- Free Club Vistara Forex Card
- Axis Direct 3-in-1 Account – savings, trading, and demat
- ATM withdrawal limit: ₹50,000/day; Purchase limit: ₹5 lakhs/day
- Unlimited domestic and 8 international airport lounge visits
- 2 free BookMyShow movie tickets/month
6. Axis Republic Salary Account (Tech-Savvy Young Professionals)
Designed for young, tech-savvy employees, this account supports high digital banking usage. On ₹25,000 salary credit, users get free digital wallets, payment apps, and cashback benefits. Ideal for the 18–35 age group aiming to stay ahead with technology.
Eligibility:
- Indian resident, minimum 18 years old
- Company-issued ID with official stamp and signature
- Passport-size photo, address proof, and ID proof
- Semi-urban/rural AMB requirement: ₹10,000
- ₹500 closure fee if shut between 14 days and 1 year
Key Features:
- Free Axis Republic Debit Card with no issuance or annual fee
- ATM withdrawal limit: ₹40,000/day; Purchase limit: ₹1 lakh/day
- High personal accident insurance coverage
- Zero opening deposit and zero monthly balance
7. Prime Salary Account (New for 2025 – Rewards for Everyday Spend)
Prime Salary Account is a new offering from Axis Bank in its salary account segment.
Key Features:
- Free Liberty Debit Card
- ATM withdrawal limit: ₹50,000/day; Purchase limit: ₹3 lakhs/day
- Up to 5% cashback on weekend spending on food, entertainment, shopping, and travel
- Quarterly gift voucher worth ₹750 on ₹60,000 quarterly spend
Benefits of These Axis Bank Salary Account
Axis Bank salary accounts come with multiple benefits that simplify everyday banking:
- Free Services: All accounts offer free ATM cards, online banking, and chequebooks.
- Insurance Coverage: Some accounts (like Burgundy and Prestige) provide free insurance.
- Cashbacks and Discounts: Attractive shopping and travel deals on credit/debit cards.
- Flexibility: Choose from monthly or annual payment plans.
- Digital Convenience: UPI, mobile banking, and instant transactions.
How to Apply for an Axis Bank Salary Account?
Applying for a salary account with Axis Bank is simple:
- Visit Axis Bank’s Official Website
- Click on the “Salary Account” section.
- Choose an account type (e.g., Burgundy, Easy Access, etc.)
- Fill out the online form and upload required documents (like PAN and Aadhaar).
- Your employer will apply on your behalf for the salary account.
- Once approved, you’ll receive a notification with account details.
Comparison with Other Banks
Compared to salary accounts from banks like HDFC, ICICI, and SBI, Axis Bank offers more flexibility and customer-centric features. For example, HDFC salary accounts often require higher balances, while Axis Easy Access has no such condition. Also, Axis Burgundy Salary Account and Priority Salary Account offer better insurance and credit card perks.
| Official Website | Axis Bank – Salary Account |
Conclusion
Axis Bank Salary Accounts Burgundy Salary Account, Easy Access Salary Account, Liberty Salary Account, Prestige Salary Account, Priority Salary Account, and Axis Republic Salary Account make salary banking easier and more rewarding. Whether you are a new employee, a middle-class worker, or a high-income professional, there’s something for everyone. Visit Axis Bank’s Official Website today and enjoy the benefits of smart banking with your job. It’s a great step toward a secure financial future!
Disclaimer: This article is for general information. Banking terms and offers may change. Always check Axis Bank’s website for the latest updates.
